OUR VALUES

At SBBS, LLC, our sole focus is health insurance. Unlike many broad-line insurance providers, we do not view health benefits as a supplemental sale; we see it as a critical need, and a major expense just about everyone has to endure. Hence, our priority is to provide competent, professional support and consultation to help you find affordable coverage that meets your health needs.

We offer ‘NO FEE’ services and consultation, because we do not believe in charging you for a conversation. Our commission is paid by a fee insurance carriers build into every premium (whether you book with an agent or not). When you choose to insure through SBBS, LLC, you can expect us to support you and answer your questions through the enrollment process, and to act as a resource for you for as long as you own the health plan.

Health Insurance is a preventative insurance product. When you file a claim against your auto, home, or life insurance, it generally means that something unfortunate has happened. On the contrary, using your health insurance often means that you are taking measures to improve or maintain your health. At SBBS, LLC, we believe in complete transparency with regard to the advantages embedded in your plan. As your advocates, we will point out each and every no-charge preventative benefit available to you.

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I can’t say enough about how helpful Kelly Dobens has been over the years. As a Property/Casualty insurance broker, I am often asked by clients if I can recommend someone to help them with Health Insurance. So many small business owners feel truly disenfranchised by the poor service they receive and tired of being treated like “small fish in a big pond” by their broker or carrier. I feel good about referring Kelly and great when a client calls to thank me for connecting them with her! She has made a real positive difference for many business owners and their employees! Kudos to Kelly Dobens and Small Business Benefit Solutions!

Kathy Sousa
Fortified Insurance

Knowledgeable, professional, and supreme customer service…..That’s my recent experience working with Kelly Dobens. She helped me with my agency by providing us with a new health insurance plan. A true health insurance expert. I highly recommend her services.

Lee R. Belanger
Allstate Insurance Company

I initially hired Kelly Dobens as our insurance broker in 2009 when I started my company and had a need for an individual insurance plan. Kelly was extremely knowledgeable in helping me choose a plan that would cover my needs, reduce my potential risk, and stay within my very tight budget. Since hiring Small Business Benefit Solutions, Kelly has always sent me immediate updates on changes to my plan and has kept me aware of potential issues; and she was a great source of help in finding a plan that would meet my husband’s unique needs as well. Kelly is well-versed in the intricacies of the extremely complex and always changing health insurance field, and I trust her firm completely to cover our needs. As we continue to grow and add on new staff, we will continue to look to Small Business Benefit Solutions to manage our health, dental, and supplemental insurance needs; and am very happy that I met Kelly in time to help us build our benefits package.

Melissa Albano Davis
Principal at Grapevine Marketing

Wow, with so many baby boomers approaching their 65th Birthdays, Kelly is a real Godsend. There are so many moving pieces when looking at Medicare. It’s complicated and there is no one-size-fits- all! My wife and I are now both clients and feel blessed knowing we have Kelly there for us to answer questions and explain how all the parts and letters work and all the plan options. With a highly qualified broker like Kelly, available to consult with why anyone would try to tackle that maze alone, I can’t imagine!

Joseph Sousa
Amherst, NH

Kelly is the best insurance broker that I ever worked with, by far. She has great follow up, and does so quickly. Also her depth on issues spans from the big picture, such great knowledge as what is on the horizon with the insurance industry, to the small details, as to talking with employees on the details of their policy. She is also willing to be flexible when things change quickly, and brings such a positive attitude to any situation. I can’t recommend her highly enough for any small business that is looking for an insurance broker.

Rachel Lawrence
Assistant Controller at the Spot Experience

I have recommended Kelly to my staff and clients. Kelly is extremely knowledgeable and loves to assist others with their concerns about health insurance. She has reviewed other’s policies and benefits to see if it is the right fit for them. She is the only one I know that completely read the healthcare reform legislation and could educate others about it. I recommend her to my clients knowing they will get the best service. Her integrity is above reproach!

Deborah Whitten
Owner, Life Line Financial Services, LLC

Kelly Dobens and the Small Business Benefit Solutions team has been so helpful and kind. We cannot thank them enough for helping to get our team medical, dental and vision insurance. They came in and helped us out of a not so ideal situation where coverage and benefits that we purchased from someone else had not been properly explained. Kelly came in and clearly explained everything, helping us with every step of the process. She has also been available every time I have needed her to answer questions within minutes. We at Southern New Hampshire Plumbing and Heating cannot thank Kelly and her team enough and highly recommend them for all your benefit needs!

Kaeley Chesney
Southern New Hampshire Plumbing and Heating

Kelly has helped walk me and my family through the complicated world of health insurance. She is an expert in the field, and takes the time to understand the needs of each individual. She does not take a one size fits all approach, and does not assume. It is a real pleasure to work with her.

James Basbas, PMP
Digital Marketer - Account Strategist - Analytics Expert, wedu

As a busy CFO firm, we often don’t have time to manage the big issues that effect our employees, like health insurance. We are thankful that we have Kelly Dobens as our broker. Navigating todays health market is time consuming. Our previous broker kept dropping the ball and that caused several issues for us. It is nice to have Kelly there to help answer questions and obtain the information we need to look at to make health care decisions. Small Business Benefits Solutions is exactly that, our solution to get our needs met, while being able to continue doing what we do best. J. Edgar Group is fortunate to have Kelly as part of our team helping to take care of our employees.

J Edgar Group, PLLC
Manchester, NH

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